Santander Consumer Finance

We offer 12 months interest free credit on purchases between £400 and £3000 on clothing, helmets and accessories. At the moment this is available in store only. Longer terms are also available if you wish to spread your payments over 2 or 3 years, please call for details.

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep your purchase.

We will structure the agreement to meet your individual requirements based on the value, the agreement duration required, the available deposit and your monthly budget
After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees.
The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement. Once all of the payments have been paid the purchase is yours.

This type of agreement is covered by the Consumer Credit Act 1974, which means you can pay off lump sum amounts during the agreement, you can settle the agreement early by repaying the required amount.

You become the owner of the purchased goods after making all required payments.
The agreement is secured against the purchase. If you do not keep up your repayments, we may take steps to recover the money that you owe us, which may include repossession of the items
This type of finance agreement is not available to corporate entities, e.g. limited companies, PLCs or limited partnerships.

 

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